azizah

To my dearest fiance, Azizah..

This is the girl, that i sold my soul to, that i would do anyhing to make her smile, for her heart never i break, for her trust never i breach..

This is the girl, with her heart that is so tender, give her service to other, in my eyes she is so splendor, great role she play in great love of our..

This is the girl, that never give me any headache, but cure for some of it, not because psychologist she is, but her natural and i loving it.

This is the girl, that even if i may wanting a top model to be with, but i could never love someone else as much as with this girl i did, that reason alone wipe all my sinister s wish..

This is the girl, that i want to spend the rest of my life with, have a great family and a lot of kids, financially free and never-have-to-work-as-hard-as-before life it is..

PENCURIK!!!!

i've lost my motorcycle 2 years ago, after that, i suffer a greater lost because of it.. my time, money (kene drive hari2 lorr.. minyak kuat!) and then the govt announced petrol price hike to RM2.30/ litre.. and half of my salary goes there.. in my tank.. cheh!

but its a quite common stolen story.. its something that u dont realise that is more dangerous as u cant cover it with anykind of insurance.. here's few..

1. interest of PTPTN- my father, mother, uncle, nephew all paying their taxes. Taking responsibility as a good citizen. Then the govt. took it, give them out as loan for taxpayers offsprings which with lacked of knowledge and resource, taking it to fund their study.

Then there's a problem to get a job for some times.. As soon as they get their first income, they pay for it. The problem is the period between study time and the first salary. Few years later, they got a letter from the shark (heh!) telling them to pay the unpaid in theese period in 14 days or they will got some hassle in life - a supported by govt. action.

some of them is 5-12 month worth of salary (depending on how long they didnt pay for it.. and how much the salary) Then they tell you to take money from KWSP 2nd account.. which is a vehicle that govt. used to reduce the amount they need to pay in pension scheme - which is why we are taxed for..

why? because they are trading with us.. the one that select them in the election.. err.. some of us la..

simplified: us - taxed - tax money turn to loan - we take it - were want to pay for it - dont have job - interest amount increased - have job - pay - pay the difference - take money from retirement account - pay it to the govt - govt have more money - give it back as loan - people dont have money - our child take it again - recycle....

no cost - more benefit

using people trust - promote it

shit..